Recreational Insurance

Whether exploring the country in your mobile home or getting away from stress and the regular hustle and bustle on the weekends in your tent trailer, your RV is a significant part of you and often represents a significant investment. Being in a comfortable and cozy environment is a big deal when traveling on the road. For most travelers, having an RV is the only solution that can give you the comforts of home while away.

We offer the best recreational insurance policy to meet your needs while providing the best coverage for your vehicle. Even though an RV may be considered a motor vehicle, it requires a specialized insurance policy with additional protections. Working with an independent agent with in-depth information and one who is always available to answer any questions you may have and explain further details is essential.

How does a recreational policy vary from a standard auto policy? Although there are similarities because they both operate with a motor, there are distinct differences. An RV is eligible for total loss replacement within the first five years of ownership. Coverage amounts are also higher, and an RV insurance policy covers the campsite, road, and full-time coverage usage, which may be suspended if the RV is in storage for specific periods. You can’t do that with an automobile. It would help if you were fully insured at all times.

We can help you understand these differences to get the right insurance coverage. Each state has specific insurance requirements, so having agents that can adequately guide you is vital. Get your coverage today!

Contact us today to get more information on our service offerings. We are here to help you.